Category Archives: Work Injury

What Employee Injury Coverage Does Your Texas Employer Carry? Texas Employers and their insurance companies strongly defend employee work injuries, especially when they are a non-subscriber or self-insured and have elected to go outside of the Texas Workers' Compensation program. Generally, the workers' comp system is in place to protect both the worker and the employer, allowing quick access to benefits for employees wh...

Texas allows an employer to opt out of the state-run Workers' Compensation program. Companies who opt out are called Non-Subscribers Employers and any workplace injury occurring falls within the requirements and regulations for a Texas Non-Subscriber Employers Accidents and Claims plan or policy. The Non-Subscriber employer contracts with a neutral Third Party Administrator to handle their Texas Non-Workers' Comp insurance ...

It’s a myth that you can’t sue your employer for negligence If you were injured at work, you might be surprised to find out that you can sue the employer for negligence. Many employers will tell you that you cannot open up a lawsuit against them. To the contrary, employers are not allowed to be negligent. If you’ve been injured and your employer was negligent by failing to train, failing to provide the correct or work...

An unfortunate reality of a workers' job-related injury claims is that certain companies and their managers refuse to cooperate with the claims process. They may make active attempts to circumvent bona fide claims. Though many companies gladly provide insurance coverage for injured employees, there are others that purchase the insurance to have more control over the management of injury claims and to increase the financial gai...

I had an accident at work some time ago, how much time do I have to make a claim? In Texas, the general rule is two (2) years from the date of the injury. Many workers who suffer injuries on the job find themselves needing to file a work injury claim at a date much later than when the injury first occurred. This can happen for a variety of reasons but, it is particularly the case with repetitive stress injuries, mental and ...